Millions of Americans struggle with addiction. Addiction is a complex issue that involves a variety of biological and environmental factors. Most people living with addiction require comprehensive substance abuse treatment to overcome their addiction and learn how to live life without using drugs or alcohol.
While good treatment options are available, many people delay getting the help they need for years. During this time, addiction can negatively impact every aspect of their lives, from their physical and mental health to their social and financial lives.
There are many reasons someone might not get the addiction treatment they need. They may worry about the time it will take, how it might impact their families, or how they will pay for rehab. Financial concerns are among the top reasons people give for not going to rehab when they need it. People might wonder if they can afford rehab. But with all the costs and losses associated with addiction, the real question is if they can afford not to go.
The more you learn about the options you have when it comes to paying for rehab, the better prepared you will feel to make the life-changing choice to get treatment.
Using Insurance to Pay For Rehab in West Palm Beach
Thanks to the Affordable Care Act (ACA), insurance companies are now required to provide coverage for mental health and substance abuse treatment. If you have private insurance coverage, some or all of your addiction treatment will likely be covered. Major insurers like United, Aetna, Cigna, and Blue Cross Blue Shield have plans that cover many different rehab programs and other addiction treatment options. Medicare and Medicaid also provide coverage for substance abuse treatment. Before enrolling in a treatment program, call your insurance company to get details about what kinds and lengths of programs are covered. The rehab facility will do this for you if needed.
One of the benefits of having substance abuse treatment covered is that people can get help early before their addiction is in a crisis stage. Once you identify signs of substance abuse, either in yourself or a loved one, you can reach out to get the necessary treatment without worrying that the insurance company will deny coverage. Getting help as early as possible gives you the best chance for a full, lifelong recovery from addiction.
Paying for Rehab Without Insurance
If you do not have insurance for drug rehab or if you have a plan that does not offer coverage for the substance abuse treatment program you require, there are still ways to pay for rehab in West Palm Beach. These include:
- Using savings
- Selling valuable items
- Borrowing from your 401K
- Taking out a home equity loan
- Applying for a rehab-specific loan or grant
- Crowdfunding sites
- Family contributions
Paying for rehab without insurance can be difficult, as treatment is often expensive, but finding a creative way to pay for life-saving care gives you the chance to recover from addiction. This will allow you to go on to live a healthy, fulfilling life that will allow you to contribute to your family and community.
Many rehab facilities in West Palm Beach offer the option to set up a payment plan. Instead of paying for treatment all at once, people are allowed to make ongoing, affordable monthly payments. This allows more people to get the help they need when they need it without worrying about how to pay for rehab.
Can I Afford Rehab in West Palm Beach?
Getting treatment for substance abuse means a serious investment of time and money. You need to take time away from your family and work, pay for any additional expenses like travel and lodging, and commit to lifelong sobriety.
While rehab seems expensive, consider the real costs of your addiction:
Your physical health: Addiction affects your short and long-term health. It can change the structure of your brain, damage your lungs, wreak havoc on your heart, stomach, and kidneys. People who abuse drugs and alcohol are more likely to have chronic diseases and to forgo important medical care.
Your mental health: People who live with addiction are at an increased risk of mental health issues and co-occurring disorders like depression, anxiety, and suicidal thoughts.
Your social life: Addiction causes people to isolate themselves. Relationships with loved ones and friends become strained or disappear. In time, you are left alone with drugs and alcohol.
Your memories: Addiction robs you of the chance to be fully present in your life. Instead of making lasting memories, you forget.
Goals, aspirations, and opportunities: Addiction takes your focus away from the future and requires your energy to go to getting, using, and recovering from using drugs and alcohol. You miss chances to do things with your life as your focus narrows. Even small goals slip away.
The true expense of addiction cannot be measured in dollars. It is measured in years, memories, and health. There is always a way to pay for rehab. Don’t put off treatment for another day.
Rehab costs money. Addiction costs your future. The question is not simply whether you can afford rehab. The real question is, can you afford to keep using drugs and alcohol?
Learn About Your Payment Options for Rehab in South Florida
If you or someone you love require substance abuse treatment, you are not alone. Reach out to the staff at Daylight Recovery Center for information about our comprehensive, compassionate addiction treatment programs. We work to empower people to overcome addiction and learn to live the fulfilling, healthy lives they deserve.
If you are ready to take the first step in your recovery journey, we will walk the rest of the way with you. Call us today to get started.