If you or a loved one is struggling with a drug or alcohol addiction there are several options for insurance that are available. Insurance is categorized as both private and public insurance plans. Both insurance types either partially or fully cover the treatment costs for every type of addiction. There are various levels of care for addiction treatment, inpatient programs as well as outpatient services.
Addiction is a disease, and there will be continuous damage if the proper treatment is not provided. Insurance companies are now required to cover behavioral and mental health conditions, the same way they would cover other treatments for diseases such as heart disease or diabetes. Having insurance for drug rehab is greatly beneficial for those who suffer from a drug or alcohol addiction because treatment is expensive.
For those trying to figure out benefits concerning drug rehabilitation programs according to individual insurance policies, a good step to take would be making contact with the insurance provider.
Public Insurance
In recent years the opioid epidemic has shed light on the problem in our country concerning drug addiction. The government now has a variety of programs dedicated to combating the epidemic in dedicated resources such as education on the disease, treatment programs, and prevention efforts.
Insurance plans from the state, such as medicaid programs or through the Marketplace, can make inpatient and outpatient program for drug and alcohol rehab affordable.
For most government insurance programs there are income requirements and guidelines. Clients who are planning on getting insurance for drug or alcohol addiction treatment should check with the rehab facility beforehand to find out what public insurance are accepted, then enroll in the proper insurance plan accordingly.
There are also many nonprofit drug rehab options for those who are uninsured. Nonprofit drug rehabs are funded by donations from community members, grants from the government, efforts from churches and many programs that nonprofits run as a part of their specialized programming.
In order to discover the insurance plan appropriate for any type of alcohol or drug treatment addiction center, contact must be made with the health insurance provider. At Daylight Recovery Center & Recovery Center, we have insight into national drug rehab programs and lists of insurance plans, so call us and we can point you in the correct direction, 1-877-566-3869.
Private Insurance
The term private insurance is used when individuals receive insurance typically through their place of employment. Even though private insurance is likely more expensive than any public insurance plans, the options for treatment are much more comprehensive than any type of state funded insurance plan.
Private insurance is any type of insurance plan that is paid by the individual or employer (or both). Common insurance providers are Cigna, Aetna, Blue Cross Blue Shield, Humana, and many more. Each company has multiple options for each different state.
The benefits of having private insurance include:
Specialized Options: More rehabilitation centers to choose from, various programming options, out-of-state options.